“The question for Nigeria’s financial ecosystem is no longer how to move money. It is how to build the confidence that makes people willing to let go of cash.”
The country’s digital financial ecosystem has expanded rapidly, reflecting both scale and complexity.
Global Relevance
These challenges are not unique to Nigeria. India and Brazil, operators of the world’s two largest instant payment systems, are confronting the same structural questions of friction and recourse, while Nigeria’s Payments System Vision 2028 commits to measuring trust directly. Across markets, the gap between technical capability and public confidence is widening, and the Bridgforte Trust Architecture Framework is designed to be relevant across that landscape.
Looking Ahead
Bridgforte will continue to advance this work through its Trust Lab – a research and convening initiative, currently in development, dedicated to trust as a foundational condition of financial system design. The February 2026 Executive Table is the first in a series of structured convenings that will deepen analysis, test governance frameworks, and support coordinated action across the systems and institutions that shape digital financial confidence in Africa.